Easy & Quick Access
Simple & Secure Process
Direct Account Deposit

A Loan with

Any Credit Score

Our long list of lenders aren't rigid when it comes to credit history/score. By requesting for a loan via Loantreeusa, you might get an offer depending on discretion of the lender. However, we don't guarantee you an acceptance of bad credit as it is completely at the discretion of the lender.

Disclosure: Some of our lenders may run soft credit/background checks via methods of their choice.

How It Works


Submit your information Fill out our simple form which takes just a few minutes.


Fast loan decision Lenders are quick to respond and will reach out to you as soon as they receive your request.


Check your account If your request is approved, the funds get directly transferred into your account in as soon as one business day.

Request the money you need

Receive the money in your checking account as soon as next business day, if approved

Have a question? We've got answers!

  • You should be employed in your current position for around 90 days at least.
  • You should be older than 18 years of age, be a US citizen or a permanent resident.
  • You should have a salary of $1000 each month after tax deductions.
  • You should have a valid email address, work phone number and home phone.

You could be eligible for amounts up to $5000. The approved amount will be determined by the lender.

Yes, you could still get a loan it despite bounced checks, bankruptcy or credit related issues.

It could take just 2 minutes to process the duly filled form. You could get your funds within a few business days.
Have more questions?